Banner

Use our free, no-obligation calculator to see if you can be an Opportunity Zone investor and enjoy great tax benefits

Capital gain since the beginning of last year?

Future house concept of saving and loan money for house.

Real estate business concept, Profitable real estate investment strategies Residential property value and growth analysis Choosing the right mortgage for optimal financial success Real estate agency

Embed

<!DOCTYPE html>
<html lang="en">
<head>
    <meta charset="UTF-8">
    <meta name="viewport" content="width=device-width, initial-scale=1.0">
    <title>OZ Tax Benefit Calculator</title>
    <style>
        #oz-calculator {
            font-family: 'Arial', sans-serif;
            line-height: 1.6;
            color: #333;
        }
        #oz-calculator .container {
            max-width: 800px;
            margin: 0 auto;
            background-color: #fff;
            padding: 30px;
            border-radius: 8px;
            box-shadow: 0 0 10px rgba(0,0,0,0.1);
        }
        #oz-calculator h2 {
            color: #224B8D;
        }
        #oz-calculator .tool-container {
            background-color: #E9F3F3;
            padding: 20px;
            border-radius: 8px;
            margin-top: 20px;
        }
        #oz-calculator input, 
        #oz-calculator select, 
        #oz-calculator button {
            width: 100%;
            padding: 10px;
            margin-bottom: 10px;
            border: 1px solid #224B8D;
            border-radius: 4px;
        }
        #oz-calculator button {
            background-color: #224B8D;
            color: white;
            border: none;
            cursor: pointer;
            font-size: 16px;
            transition: background-color 0.3s;
        }
        #oz-calculator button:hover {
            background-color: #1a3a6d;
        }
        #oz-calculator #response {
            margin-top: 20px;
            white-space: pre-wrap;
            background-color: #E9F3F3;
            padding: 15px;
            border-radius: 8px;
            border-left: 5px solid #224B8D;
        }
    </style>
	<script src="https://code.jquery.com/jquery-3.6.0.min.js"></script>
	<script src="https://ajax.googleapis.com/ajax/libs/jquery/1.6.1/jquery.min.js"></script>
</head>
<body>
    <div id="oz-calculator">
        <div class="container">
            <div class="tool-container">
                <h2>OZ Tax Benefit Calculator</h2>
                <input type="number" id="gain" placeholder="Amount of Gain ($)">
                <input type="date" id="date">
                <select id="ownership">
                    <option value="">How do you own this gain?</option>
                    <option value="personal">I own this gain entirely myself</option>
                    <option value="partnership">This gain is from a business partnership or investment</option>
                </select>
                <select id="source">
                    <option value="">What was the source of your capital gain?</option>
                    <option value="Real Estate">Real Estate</option>
                    <option value="Business Ownership">Business Ownership</option>
                    <option value="Investment Securities">Investment Securities (like stocks, bonds, or crypto)</option>
                    <option value="Other">Other</option>
                </select>
                <select id="involvement">
                    <option value="">How involved were you in the investment?</option>
                    <option value="Not involved">Not involved at all</option>
                    <option value="Somewhat involved">Somewhat involved</option>
                    <option value="Actively involved">Actively involved in management</option>
                </select>
                <button onclick="generateResponse()">Calculate My Potential Benefits</button>
            </div>

            <div id="response"></div>

            <div id="contactForm" style="display:none;">
				<h3>Want to learn more? Contact us!</h3>
				<input type="text" id="name" placeholder="Your Name" required>
				<input type="email" id="email" placeholder="Your Email" required>
				<input type="tel" id="phone" placeholder="Your Phone Number (optional)">
				<button onclick="submitContactForm()">Get Personalized Advice</button>
			</div>
        </div>
    </div>

    <script>
    function generateResponse() {
        var gain = document.getElementById('gain').value;
        var date = document.getElementById('date').value;
        var ownership = document.getElementById('ownership').value;
        var source = document.getElementById('source').value;
        var involvement = document.getElementById('involvement').value;

        if (!gain || !date || !ownership || !source || !involvement) {
            alert("Please fill in all fields.");
            return;
        }

        var gainType = determineGainType(source, involvement);
        var investmentWindow = calculateInvestmentWindow(date, ownership);
        var benefits = getOZBenefits(gainType);

        var response = investmentWindow + "\n\n";
        response += "Based on your responses:\n";
        response += "- Capital Gain: $" + parseFloat(gain).toLocaleString() + "\n";
        response += "- Date of Gain: " + new Date(date).toLocaleDateString() + "\n";
        response += "- Ownership: " + ownership + "\n";
        response += "- Source: " + source + "\n";
        response += "- Involvement: " + involvement + "\n";
        response += "- Gain Type: " + gainType + "\n\n";
        response += "Potential OZ Investment Benefits for Your " + gainType + " Gain:\n" + benefits;

        document.getElementById('response').textContent = response;

        document.getElementById('contactForm').style.display = 'block';
    }

    function determineGainType(source, involvement) {
        if (source === "Investment Securities") {
            return "Portfolio";
        } else if (involvement === "Actively involved") {
            return "Active";
        } else {
            return "Passive";
        }
    }

    function calculateInvestmentWindow(date, ownership) {
        var gainDate = new Date(date);
        var currentDate = new Date();
        var daysSinceGain = Math.floor((currentDate - gainDate) / (1000 * 60 * 60 * 24));

        if (ownership === "personal") {
            if (daysSinceGain <= 180) {
                return "Thank you for providing information about your capital gain. Great news, you are still within the 180-day window for OZ investment and can take advantage of Opportunity Zone tax benefits. You have " + (180 - daysSinceGain) + " days left to make an OZ investment.";
            } else {
                return "Thank you for providing information about your capital gain. While the standard 180-day window has passed, there might still be options available depending on your specific situation. We recommend consulting with a tax professional to explore potential opportunities.";
            }
        } else if (ownership === "partnership") {
            var gainYear = gainDate.getFullYear();
            var option1End = new Date(gainDate.getTime() + 180 * 24 * 60 * 60 * 1000);
            var option2Start = new Date(gainYear, 11, 31);
            var option2End = new Date(option2Start.getTime() + 180 * 24 * 60 * 60 * 1000);
            var option3Start = new Date(gainYear + 1, 2, 15);
            var option3End = new Date(option3Start.getTime() + 180 * 24 * 60 * 60 * 1000);

            var response = "Thank you for providing information about your capital gain. For partnership gains, you have multiple potential investment window options:\n\n";
            
            if (currentDate <= option3End) {
                response += "Great news! Based on the date provided, you may still be eligible for OZ investment. Here are your potential windows:\n\n";
            } else {
                response += "While the standard windows have passed, complex rules apply to partnership gains. Here are the windows that would have applied:\n\n";
            }

            response += "1. " + gainDate.toLocaleDateString() + " - " + option1End.toLocaleDateString() + " (180 days from gain occurrence)\n";
            response += "2. " + option2Start.toLocaleDateString() + " - " + option2End.toLocaleDateString() + " (180 days from end of tax year " + gainYear + ")\n";
            response += "3. " + option3Start.toLocaleDateString() + " - " + option3End.toLocaleDateString() + " (180 days from tax filing date " + (gainYear + 1) + ", assuming no extensions)\n\n";

            response += "Given the complexity of partnership gains and potential extensions or exceptions, we strongly recommend consulting with a tax professional to determine your specific eligibility and options.";

            return response;
        } else {
            return "Please select a valid ownership type.";
        }
    }

    function getOZBenefits(gainType) {
        var benefits = "- Defer capital gains taxes until 2026\n";
        benefits += "- Potential for tax-free growth on OZ investment if held for 10+ years\n";

        if (gainType === "Passive") {
            benefits += "- Potential to offset passive income with OZ investment losses\n";
            benefits += "- May reduce overall tax liability on passive income\n";
            benefits += "- This is one of the best types of gains to invest into the OZ structure since depreciation losses from an OZ real estate investment can offset your deferred tax bill and may help you to pay less tax in April of 2027";
        } else if (gainType === "Active") {
            benefits += "- Diversify active business gains into passive OZ investments\n";
            benefits += "- Potential for business expansion in OZ areas";
        } else if (gainType === "Portfolio") {
            benefits += "- Diversify portfolio with real estate investments\n";
            benefits += "- Potential for higher returns compared to traditional investments";
        }

        return benefits;
    }
	
	function submitContactForm() {
        var name = document.getElementById('name').value;
        var email = document.getElementById('email').value;
        var phone = document.getElementById('phone').value;
        var calculatorResults = document.getElementById('response').textContent;
 
        if (!name || !email) {
            alert("Please fill in your name and email address.");
            return;
        }
 
        var formData = {
            Name: name,
            Email: email,
            Phone: phone,
            CapitalGain: document.getElementById('gain').value,
            Date: document.getElementById('date').value,
            Ownership: document.getElementById('ownership').value,
            Source: document.getElementById('source').value,
            Involvement: document.getElementById('involvement').value,
            CalculatorResults: calculatorResults
        };
		
	
		
		$.ajax({
			url: 'https://prod-71.westus.logic.azure.com:443/workflows/e4ddc9eb6964440d83f4f38702331874/triggers/manual/paths/invoke?api-version=2016-06-01&sp=%2Ftriggers%2Fmanual%2Frun&sv=1.0&sig=07GbQHNSPpCazSHWvEksaoYiIVFKzRRhQksPXX-ix0M',
			type: 'POST',
			contentType: 'application/json',
			data: JSON.stringify(formData),
			success: function(response) {
                console.log('Success:', response);
                alert('Thank you for your submission. We will contact you shortly.');
            },
			error: function(error) {
                console.error('Error:', error);
                alert('An error occurred. Please try again later.');
            }
		});
	}
    </script>
</body>
</html>